GHANA
Payroll Outsourcing
Pay Your Talents in Ghana Compliantly.
Pay Your Team in Ghana. On Time. Everytime.
Ensure your team in Ghana is paid accurately and on time with our Payroll Outsourcing services.
Gain expert support to keep your operations fully compliant with Ghana's Labour Code and tax regulations.
- Pay anyone in Ghana - no matter the currency.
- Manage employee benefits easily. Get the support you need to navigate employee contributions in Ghana.
Flexible Payroll Solutions in Ghana
Payroll solutions that adapt to your needs whether you are established or growing in Ghana.
Ghana Payroll expertise at your fingertips
Over more than a decade, Africa HR Solutions has become a leading payroll service provider in Ghana and across Africa with a proven track record of success with over 400 clients across many industries.
A single point of contact
Avoid unnecessary headaches and mistakes - manage everything from a single point of contact. Your dedicated account manager is always available to assist with any queries you may have.
Self service portal for your talents in Ghana
Give your team the tools they need to easily manage their payslips, leave allowances, and other claims. Powered by SAGE, the employee self-service portal will make their lives easier.
100% Compliant payroll operations
Ensuring your operations are carried out compliantly is a must. From country-specific employee contribution to tax policies, we make sure your company is up to code with Ghana legislation at all times.
Ghana Country Overview
Geographic location: The Republic of Ghana is a Western African country bordering the Atlantic Ocean, the Ivory Coast, Burkina Faso and Togo.
Population: Ghana has a large population of over 30 million people. Many of whom are English speakers. Of the languages indigenous to Ghana, Akan is the most widely spoken.
Economy: Rich in mineral resources such as diamonds, manganese, limestone, iron and granite, Ghana is both the second largest gold producer in the African continent and the world's second-largest producer of cocoa. As such, Ghana’s middle-income economy is driven by the service sector and manufacturing and extractive industries.
The country performs well in terms of healthcare, economic growth, and human development indices and has maintained one of the fairest and most secure governments on the continent since 1993. All of these factors, make the country a secure and prolific destination for investors.
Payroll in Ghana - What You Should Know
Country Profile - Ghana
Population: 34,700,000
Gross Domestic Product (GDP): $76.4 billion
GDP Growth: 4.8%
Inflation, consumer prices: 23.2%
Foreign Direct Investment (% of GDP): ~2.6%
Unemployment Rate: 3.1%
Capital: Accra
Currency: Ghanaian cedi (GHS)
Languages: English (official), Akan (Twi/Fante), Ewe, Ga, Dagbani, Nzema, Dagaare, Gonja, and other indigenous languages
Social Security Contributions
Employer Contribution
- 13% of the employee's basic salary must be contributed to the Social Security and National Insurance Trust (SSNIT) pension scheme.
- Employers are responsible for Tier 2 occupational pension contributions through an approved private pension fund, typically bringing total employer pension contributions to 13%.
- Employers are responsible for workplace injury compensation and occupational safety obligations under applicable labour laws.
Employee Contribution
- 5.5% of the employee's basic salary must be contributed to the Social Security and National Insurance Trust (SSNIT) pension scheme.
Consumption Taxes
- Value-added tax (VAT)
The standard VAT rate is 15%.
Working Hours and Employee Benefits
Paid Time-Off
Employees are generally entitled to 15 days of paid annual leave.
Sick Leave
Ghana’s Labor code does not specify a time period for sick leave.
Maternity Leave
In Ghana, women are entitled to a maximum of 12 weeks of paid maternity leave.
Paternity Leave
There is no statutory paternity leave in Ghana.
Termination in Ghana
- According to Act 651 of Ghana’s labour code, an employment contract may be terminated by either party at any time.
- There must, however, be a month’s notice for employees with 3 or more years of service.
- For less than 3 years of service, two weeks’ notice or two weeks’ pay in lieu of notice is required.
- For a week-to-week contract, 7 days’ notice is required by the employer.
The following grounds for termination are determined as ‘abusive’ and go against Ghana’s Labor Code and will result in serious consequences for the employer:
- On the basis of race, color, religion
- If a pregnant employee is absent from work when on maternity leave
- If the worker ends up with a disability
An employee’s termination is also deemed ‘abusive’ if the latter is a victim of ill-treatment by their employer
Severance Pay in Ghana
There is no statutory severance pay in Nigeria.
Public Holidays in Ghana
- New Year’s Day
- Independence Day of Ghana
- Good Friday
- Easter Monday
- Labor Day
- Eid al-Fitr
- Eid al-Adha
- Founders’ Day
- Kwame Nkrumah Memorial Day
- Farmers’ Day
- Christmas Day
- Boxing Day
While the content presented on this webpage is accurate as of the time of publication, it is imperative to recognise that the content is provided solely for informational purposes and does not constitute legal and/or tax advice. To obtain the most current and precise guidance, it is essential to verify specific details related to employment or compliance with our experts or consult your own legal and/or tax advisor(s). Africa HR Solutions Ltd. explicitly does not offer legal or tax advice. The information provided is general in nature, not tailored to a specific company or workforce, and does not reflect the service delivery of Africa HR Solutions in any given jurisdiction. Africa HR Solutions makes no representations or warranties regarding the accuracy, completeness, or timeliness of this information and disclaims any liability arising out of or in connection with it, including any loss resulting from the use of or reliance on the information.
Seeking a Reliable Payroll Partner in Ghana?
Ensure your talents are paid on time and without error! Our team at Africa HR Solutions also provides your company the guidance you need to ensure that your operations comply with Ghana's labour Code and tax policies. Over the years, we have played a pivotal role in the expansion of over 400 clients across Africa by providing reliable HR and payroll and cross-border payment outsourcing solutions.
Value of Payrolls Processed Annually
Payslips Issued Annually
Payrolls Process Annually
Trusted by Inspiring Changemakers
Africa HR Solutions is for us everything what we have hoped for. Customer- and people oriented, fast and always willing to think along and find the best possible solution. We get professional services and an exceptional single point of contact.
Africa HR Solutions has been a great partner to our organisation, allowing us to quickly expand and operate in new markets while they flag and support management of compliance and risk issues. We now use Africa HR for support in some capacity in 8 of our geographic locations.
We really valued how quickly Africa HR set up an operational platform for our programme in Tanzania. The team were responsive over Teams and email and provided clear guidance on local employment requirements, which helped us structure delivery quickly and with confidence.
Africa HR is responsive, proactive, and accommodating, even with the time difference. In fact, it works in my favour - they have time to handle tasks before I start my day. Our payroll, especially in Senegal, is complex, but their attention to detail and willingness to go the extra mile definitely stand out.
Africa HR has taken the stress out of compliance - we no longer have to worry about changing regulations. Their team is professional, knowledgeable, and always available. Payroll runs smoothly, which saves us valuable time and our staff appreciates being paid on time! Kudos to the team!
Simplify and manage your team's payroll in Ghana
Payroll in Ghana is made simple with compliant PAYE, SSNIT contributions, and reliable salary disbursements.
Frequently Asked Questions
What is payroll outsourcing?
Payroll outsourcing is when a specialist partner manages salary calculations, tax deductions, and statutory filings on your behalf. This ensures employees are paid correctly and on time while keeping your business compliant with local laws.
How does tax outsourcing work?
Tax outsourcing covers the preparation, filing, and payment of employee and employer-related taxes. It reduces the risk of errors, missed deadlines, or penalties by ensuring all contributions are handled according to local regulations.
Why should I outsource payroll and tax in Africa?
Africa’s employment laws and tax frameworks differ from country to country. Outsourcing ensures compliance, saves administrative time, and avoids costly mistakes while giving you access to local expertise in multiple jurisdictions.
Can you manage payroll for both local and expatriate employees?
Yes. We manage payroll for both local hires and expatriates, including handling multi-currency payments, cross-border compliance, and special tax considerations.
How do you ensure compliance with local laws?
Our experts stay updated with labour codes, tax rates, and social contribution requirements in each country. We file directly with authorities, ensuring your business remains compliant at all times.
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