Health Insurance for Employees in Africa
Protect your team and secure your business
✔ Premium coverage
✔ Day 1 cancer coverage
✔ 24/7 Anywhere health support
✔ Flexible plans and personalised offers
✔ Annual limits surpassing USD 5,000,000
Premium Health Coverage That Protects Your Workforce.
Your employees aren’t just part of your business – they are your business.
At Africa HR Solutions, we believe in more than just coverage – we believe in care. Our comprehensive medical insurance coverage is crafted to meet the unique needs of businesses across Africa – no matter where you deploy your team.
What Makes our Health Insurance Offering Special?
Extensive coverage for your employees
We offer comprehensive health insurance coverage that supports your employees no matter where they are in Africa. This includes:
Routine check-ups & preventive care
Regular health screenings, vaccinations, and wellness programs.
Inpatient & outpatient care
Hospital stays, specialist consultations, and diagnostic tests.
Emergency medical assistance
Quick response for urgent medical situations, including ambulance services.
Chronic & pre-existing conditions
Support for employees managing ongoing health issues.
Maternity & family care
Comprehensive maternity benefits, newborn care, and family coverage options.
24/7 support & assistance
Medical emergencies can strike anytime, and our 24/7 support is always ready to provide the guidance and assistance you need.
Seamless claims processing
Our claims management system allows employees to access medical care and claims without delays.
Personalised Health Insurance Offer
Your employees’ health plans will be as unique as their needs.
We offer 5 different plans, each with their own levels of coverage to better serve your needs and budget.
Additional Benefits Beyond Medical Insurance
Life & disability insurance
Enhance your employee benefits package by combining medical coverage with life and disability insurance, ensuring additional protection for your workforce and their families.
Remote worker coverage
For businesses with remote employees, we offer specialised medical insurance solutions that cover telemedicine consultations, digital health platforms, and access to international healthcare providers.
Customisable plans for every business
Whether you're a startup, a multinational corporation, or an NGO, we provide flexible and scalable medical insurance solutions to fit your budget and workforce size.
Health Insurance FAQ
Who can benefit from the health insurance and life benefits package?
Africa HR Solutions' clients can benefit from the health insurance packages we offer. The moment they become clients, and subject to eligibility, they can be enrolled in our life, and health insurance offerings.
What core benefits are included in the health insurance plan?
The core benefits in the health insurance plan encompass essential services ranging from key hospital procedures, surgeries, and treatments (inpatient benefits) to medical evacuations, tests, and home nursing.
Does the health insurance plan cover cancer treatment?
Yes, the health insurance plan covers cancer treatment, including operating theatre charges and intensive care.
Does the health insurance plan provide coverage for hospice and palliative care in the event of a terminal diagnosis?
Yes, the health insurance plan offers coverage for hospice and palliative care up to USD 40,000 following the diagnosis that the condition is terminal.
Does the health insurance plan cover accident-related dental treatment?
Yes, the health insurance plan covers accident-related dental treatment as part of its day-to-day benefits.
Are advanced imaging services, such as MRI, CT, and PET scans, covered by the health insurance plan?
Yes, the health insurance plan covers advanced imaging services, including MRI, CT, and PET scans, as part of its day-to-day benefits.
Leaders in EOR Services Across Africa
Africa HR enables businesses to expand across 46+ African countries while ensuring 100% compliance with local regulations. With 16 years of experience and 400+ international clients, we simplify market entry, payroll, and employee onboarding. Whether supporting NGOs, SMEs, or multinationals, we provide the expertise you need to navigate Africa’s complex employment and business landscape.
Choose the country you wish to expand to:
Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Central African Republic
Chad
Comoros
Congo Brazzaville
Democratic Republic of Congo
Djibouti
Egypt
Eswatini (Swaziland)
Ethiopia
Gabon
The Gambia
Ghana
Guinea-Bissau
Guinea-Conakry
Ivory Coast
Kenya
Lesotho
Liberia
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Rwanda
Senegal
Sierra Leone
South Africa
Tanzania
Togo
Tunisia
Uganda
Zambia
Zimbabwe
Trusted by Inspiring Changemakers
Africa HR Solutions is for us everything what we have hoped for. Customer- and people oriented, fast and always willing to think along and find the best possible solution. We get professional services and an exceptional single point of contact.
Africa HR Solutions has been a great partner to our organisation, allowing us to quickly expand and operate in new markets while they flag and support management of compliance and risk issues. We now use Africa HR for support in some capacity in 8 of our geographic locations.
We really valued how quickly Africa HR set up an operational platform for our programme in Tanzania. The team were responsive over Teams and email and provided clear guidance on local employment requirements, which helped us structure delivery quickly and with confidence.
Africa HR is responsive, proactive, and accommodating, even with the time difference. In fact, it works in my favour - they have time to handle tasks before I start my day. Our payroll, especially in Senegal, is complex, but their attention to detail and willingness to go the extra mile definitely stand out.
Africa HR has taken the stress out of compliance - we no longer have to worry about changing regulations. Their team is professional, knowledgeable, and always available. Payroll runs smoothly, which saves us valuable time and our staff appreciates being paid on time! Kudos to the team!